01

Klarna | Building a Super App Platform

Transforming Klarna from a payment utility into an all-in-one e-commerce Super App.

Role:

Design Manager

Industry:

Fintech

Duration:

12 months

Challenges

Klarna’s leadership set out to evolve the app beyond its origins as a payment tool, reimagining it as a discovery-led, multi-service Super App—connecting consumers, creators, and commerce.

The challenge:

  • The app was functionally rich but lacked a unifying vision for the home experience.

  • The mini-app ecosystem (partner-built features) had no structure or clarity.

  • Design patterns were inconsistent, bloated, and not user-first.

My goal: As the design lead for the App Home & Navigation team, my goal was to deliver a cohesive Super App platform that met both business growth targets and customer needs, along with strategic architectural guidelines to enable teams across the App Domain to build with.


My Approach

I ran an iterative, sprint-based design strategy process across 5 tracks:

  • Align: Defined the opportunity, competitive landscape, business needs, and success criteria.

  • Diverge: Explored over 20 distinct prototypes using a structured Figma-first sprint model.

  • Converge: Grouped ideas into themed futures (e.g., “smart favorites”, “guided discovery”, “curated stories”).

  • Test: Conducted 330+ user interviews across key markets.

  • Share: Synthesized insights and presented to execs, PMs, and partner teams weekly for feedback.


Results

We delivered a new Super App architecture built around clarity, personalization, and mini-app performance:

  • Introduced smart, modular sections on the home screen (e.g., favorites, categories, value tiles).

  • Created a definition framework for mini-apps, including usage models, ownership flows, and UX patterns.

  • Established new iconography systems and integrated them into the design system.

  • Wrote internal & external UX guidelines to scale design quality across Klarna teams and partners.

  • Ensured design supported multi-market scaling and partner extensibility.


Future Plans

  • Continue expanding the mini-app partner ecosystem using the playbook we created.

  • Further optimize home personalization using behavioral data.

  • Introduce AI-based discovery modules and flexible widgets.

  • Explore B2B monetization layers embedded in mini-app infrastructure.


Conclusion

This project wasn’t just about scaling a product. It was about designing a platform future—a new ecosystem of partners, services, and user interactions. By grounding our decisions in both user research and business strategy, we gave Klarna a new foundation for global growth—and a more delightful, intuitive shopping experience for millions.

Sound interesting?

Let's talk all things design.

Sound interesting?

Let's talk all things design.

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